Investor Loan App

Fast Hard Money Loans for Real Estate Investors

Fix & flip financing with quick approvals, flexible terms, and options for first-time or experienced investors.

48-Hour Funding Decisions
$125M+ Funded
Nationwide Investor Network
Speed
48-Hour Funding Decisions
Track Record
$125M+ Funded
Network
Nationwide Investor Network

Why Investors Choose Us

Short-term investment loans for fix & flip, bridge, and rehab—flexible programs for first-time and experienced investors.

Credit-Flexible Programs

Property-based underwriting; credit-flexible options.

Flexible Leverage

Up to 75% ARV and 90% LTC, depending on the deal.

Fast Timelines

Same-week closings on qualified deals.

Bridge & Rehab Options

Purpose-built programs for acquisitions & rehabs.

First-Time Friendly

Programs designed for no-experience borrowers.

Transparent Pricing

Competitive rates with clear, upfront fees.

Rates, Requirements & Speed

Hard Money Loan Rates 2025

Competitive rates tailored to your deal strength, leverage, experience, and market conditions.

Check your rate →

Fix and Flip Loan Requirements

Minimal documentation, property-based approvals, streamlined underwriting. Many programs do no income verification.

See what you need →

Private Lenders for Real Estate Flips

Direct access to private capital so you can move fast.

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Hard Money Loans with No Experience

Programs built for first-time investors with guidance on scopes, draws, and timelines.

Start your first flip →

A 3-Step Path to Funding

1

Apply Online in Minutes

Submit a quick, mobile-friendly application.

2

Get Same-Day Approval

Receive conditional terms and a clear checklist.

3

Close & Fund Quickly

Fast draws after inspections to keep projects moving.

Run the Numbers Before You Flip

Estimate only; final terms subject to underwriting.

Estimates only. Not a commitment to lend.

Estimated Results

Estimated Loan Amount
Assumed Points (1.5–3.5)
Est. Monthly Interest

What Investors Say

Funded in 4 days—great terms and smooth process.”
J. Martinez • Miami
“Closed on a tight deadline and saved the deal.”
A. Patel • Phoenix
“First flip, zero headaches. Will use again.”
R. Nguyen • Dallas

Hard Money FAQ

How do hard money loans work for flips?

Property-based underwriting with emphasis on ARV and scope; interest-only with rehab draws.

What down payment is required?

Often 10–25% depending on deal strength; some programs finance up to 75% ARV or 90% cost.

How fast can I close?

Clean files can close within a week; draws after inspections are quick.

Do you lend to first-time investors?

Yes—programs exist for new flippers with guidance on scopes, draws, and timelines.

What documents are needed?

Deal summary, budget/scope, purchase contract, ID, and entity docs (if applicable).

Ready to Fund Your Next Deal?

Submit your info and get matched with the best fix & flip loan options.